RAIJO NIRMAL[ Book a call → ]
Raijo Nirmal, founder of Finnimo
FOUNDER_001

RAIJONIRMAL

  • FINTECH FOUNDER
  • FINANCIAL STRATEGIST
  • 2× PUBLISHED AUTHOR

Building practical AI-powered financial products and clearer financial systems for early-stage companies. Founder of Finnimo, finance professional and author working at the intersection of financial strategy, technology and entrepreneurship.

VIEW MY WORK
EXPLORE FINNIMOBook a strategy call ↗
FINANCE × TECHNOLOGY × IDEAS
THE FINNIMO SYSTEM

BUILDINGFINNIMO.

Your money. One place. Clear next steps.

Finnimo brings banking, investing and budgeting into one financial picture, with AI-powered insights and clear next steps.

VISIT FINNIMOProduct story ↗LIVE • FREE TO START • NO CREDIT CARD
  1. 01Connect accounts
  2. 02See the full picture
  3. 03AI insights
  4. 04Ask Finnimo
AI / FINANCE
ONE
FINANCIAL VIEW
AI
CLEAR NEXT STEPS
LIVE
FREE TO START
01 / BUILDING FINANCIAL CLARITY
02 / CAREER & BEYOND

FROM SYSTEMSTO STRATEGY.

RN / 001
ENGINEERING
SYSTEMS THINKING
CONCEPTUAL INSTRUMENT / NOT LIVE DATA
01 FOUNDATION

An engineering foundation.

Analytical and systems thinking shape how I approach finance, strategy and product-building.

RN / 002
RESEARCH
MARKET FUNDAMENTALS
CONCEPTUAL INSTRUMENT / NOT LIVE DATA
02 RESEARCH

Equity Research Intern

BSE Institute. Equity research building analytical and market fundamentals.

RN / 003
ANALYSIS → STRATEGY → DECISION
CONCEPTUAL INSTRUMENT / NOT LIVE DATA
03 PLANNING

Turning analysis into decisions.

Financial Planner at TATA AIA Life Insurance, translating financial strategy into client-facing planning.

RN / 004
MARKETS
INVESTMENT ANALYSIS
CONCEPTUAL INSTRUMENT / NOT LIVE DATA
04 MARKETS

Investment Analyst Intern

Michael B. Mikhail Student Managed Investment Fund. Hands-on investment research and portfolio analysis.

Finnimo product preview
05 BUILDING

Building financial clarity.

Founder & CEO of Finnimo, with graduate-level accounting and analysis experience as a Graduate Teaching Assistant at University of Illinois Chicago.

The Thinking DollarBuy the Rumor, Sell the News
06 IDEAS

Two published books.

Exploring artificial intelligence in finance and the psychological forces that move markets.

Raijo Nirmal
07 BEYOND

Built beyond one dimension.

Storytelling, performance, speed, exploration, flight and ideas.

Beyond finance ↗
03 / WORK TOGETHER

CLARITYINTO ACTION.

Raijo NirmalFINANCIAL STRATEGY / RAIJO NIRMAL

Strategic financial support for founders who need stronger models, clearer decisions and better systems for growth.

EXPLORE SERVICESBook a call ↗
  • STRATEGYStartup Financial Strategy
  • MODELSFinancial Modeling & Decision Support
  • CFOFractional CFO Services
  • 1:1Founder Strategy Session
  1. 01 / DISCOVERYUnderstand
  2. 02 / SCOPEDefine
  3. 03 / EXECUTIONBuild
  4. 04 / REVIEWRefine
  5. 05 / NEXT STEPSContinue
04 / BOOKS & PRESS

IDEASIN MOTION.

More insights ↗
Cover of The Thinking DollarCover of Buy the Rumor, Sell the News
TWO BOOKS / ONE CONTINUING CURIOSITY
BOOK / 01

The Thinking Dollar

How AI is Changing the Way We Use, Move and Grow Money

A practical exploration of how artificial intelligence is transforming finance — from digital payments and automated wealth management to intelligent contracts and predictive analytics.

Get on Amazon ↗
BOOK / 02

Buy the Rumor, Sell the News

How Market Psychology and Investor Behavior Shape Price Movements

A practical guide to the psychological forces that drive price movements across stocks, options, crypto, and global macro events.

Get on Amazon ↗
Raijo Nirmal featured in TechBullion
IN THE PRESS / TechBullion

Forget Budgeting Apps: How Raijo’s Finnimo Is Using AI to Revolutionize Personal Finance

Read the feature ↗
RAIJO NIRMAL